
Western Sky Financial
western-sky-financial.com
Western Sky Financial Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Western Sky Financial has 1.0 star rating based on 1 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Consumers are not pleased with Billing Practices and Customer service. The price level of this organization is high according to consumer reviews.
Dawn D Fpw
I beleive this company is fraud and service rep VERY RUDE !!
I received a call from 844-454-**** claiming to be Western Sky and that I have loan from 8yrs ago. The rep Ms Eva was very rude and unprofessional. They threaten me to summons me to court if I did not pay the loan. They offered me a settlement and when suggested a payment plan they refused the settlement. They were send me an email regarding the payment plan and I never received which I gave then 2 different emails. I called several times to advise that I have received any emails. Rep advise me to handle it court. I advise that I also claimed bankruptcy a couple years ago and she said this was not included. I advised her it would be included if I owed it. I believe this company is fraud!! They advise me I place this loan on line and funds were direct deposit which I don't recall ever doing. They could not even provider name of bank where this $$ went to so I can research if this was valid. They rep just very threating and rude!!!
Reason of review:
Poor customer service
Preferred solution: Provide proof that I was provided this loan
Dawn D Fpw
Very rude this company and hard to work with on getting any ansers!!
I received a call saying that I owed money for an outstanding loan that is 8yrs old. I spoke with rep Ms. Eva and she was very rude. She threaten me of have a summons sent to me to go to court if I don't handle the matter. Then I was offer a settlement of approximately 1000.00 dollars less then what I supposedly owed. Then when I said I could about making payments if this something that I owe. The she was able offer me the settlement. She was to send me email regarding a payment option and I never received it. I reached out to her several times regarding this. I gave her 2 valid emails 1 business and email and personal. She advised me that was my problem not hers and handle it in court. My personal opinion is that she did not send the email at all. She was very rude and unprofessional and she was upset because I've called several times regarding this matter. She just wanted me off the phone and was hesitant to give me any further information and refused to assist me.
Reason of review:
Poor customer service
dennis Pvf
Loan fraud
i got a call from a company that says i owe western skies loan company money the amount is $5000 and the gave me a number to call which is 855-217-**** so i called it and they said that im being sued for $5000 because of a loan i supposedly took out but i never did and if i did were is the money it was deposited im my bank and i never got a check so in order to owe there had to be money deposited in my account but there wasnt i ask them and all they did was hangup all i want to know if i owe them money the what happen to the money that they say i owe i dont know what i should do i dont owe them a dime
Anonymous
Not willing to give me any information
Apparently I settled a loan with a collection agency that deals with western sky. A mediation firm 360-787-**** called me and said the company wasn't allowed to settle with me and because I didn't get anything in writing I would be responsible for the remaining 424.07. Please help me with this. They talking about showing up at my place of employment. When I asked the guy how is that my fault and I feel like this is a scam he stated he will let the county deal with this. I don't believe I am responsible if I was told I settled out with the 1090.00 I paid and now you are trying to get more. Then I asked if he could send me something to show if this was legit and he confirmed my email. Then he tried to explain it to me again that the company wasn't allowed to settle and when I told him that it's not my fault if I dealt with a collection agency and then they decide they weren't suppose to settle he got angry and was like I will let the county deal with it.
Reason of review:
Poor customer service
Laural Rrz
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Verified ReviewerDebt consolidation loan
Long wait time on telephone
Reason of review:
Poor customer service
Anonymous
I received a phone call today from Western Sky 866-783-****
They are claiming that they are trying to serve me with papers for a loan at the beginning of 2012. I went through a bankruptcy case that finalized in February 2013 and they were on it. They keep claiming that they weren't, that they had spoken to my Attorney. The person that answered the phone when I called back on the phone number on my phone was from a third party also, just as someone else had stated on this review site. I believe it is a scam. I contacted my attorney on this matter and am waiting for a return call from their office. If this company, Western Sky Loans, went out of business in 2013 then I shouldn't have to worry about them bothering me about this loan. Beside as I stated earlier, this loan was included in my bankruptcy which finalized in 2013.
Reason of review:
Poor customer service
Karlie Fda
No one's available
Hung up on and Told to call back at a later time.
Reason of review:
Poor customer service
Anonymous
Scam Papers Being Served
Received a Call from A Person trying to sound Tough and Official saying he was going to serve me, So then he gives me this 1 80* 586 **** number which is not a Law Firm but a Mediation Firm? So I call them and I am told they are the last step before serving me? So I ask for their Info and He gives me a Website with My Suppose Login and Password when I try to put them in it just does nothing I did this for 30 Minutes thinking I done something Wrong, Finally I called them back and I was on hold for 10 Minutes never speaking to anyone so this must be a one or 2 man operation? so I just left it and called the firm back and told them to deliver the Paperwork to my Home
4 comments
Anonymous
Loan sharking at it's best!
In 2010 I borrowed 2500 from western sky and they told me on the phone, you'll be able to pay it back in a year. I thought ok, I can handle 294.96 for a year. I didn't find out until cash call informed me that they owned the loan and I would be paying that amount for three years. I went bolistic, that's a new car payment, I thought. I stopped paying them and changed my bank account. Delbert called my daughters and friends and told them that they had court summons and I received all kinds of nasty threats but I didn't answer the calls. I contracted with a company to settle my debts and cash call would not verify the loan. They told me I didn't have to pay because they weren't even legal. Now cash call has placed a collection on my credit. I called them and they said they no longer have the loan and that I should call Delbert. I called Delbert and they said they gave it back to cash call. I called back and they gave me the number to Pacific Investments. I called Pacific investments and all I can get is a voice mail asking to leave the primary loan place and they or one of their partners will get in touch. I havn't heard from them yet. I believe my next step will be to dispute this on my credit, but I can't dispute it now because I am buying a house.
Loss:
$2000
Anonymous
Scam!!!
We took out a loan with western sky a few years ago for $2500 and paid it off in a few months. A year later we called for another loan and they automatically upped the amount to $5000. We paid $468 a month for 8 months. We called them to get a payoff and we still owed $4800. The interest rate on this loan was 119%. If loan went to term we would payback $41,000 on $5000. This is predatory lending practices and they need to be shut down!! When we stopped paying on the loan because it was a hopeless situation they sent us paperwork stating our current interest rate was 18%...These people are liars and cheats and I'd advise anyone considering a relationship with them to run and don't look back!!
Loss:
$2500
4 comments
Anonymous
Next month paid off
I learned my lesson not to do loan from internet. Amount financed 2525.00. Finace charge 8,431.57. Anual precent rate 139.32% total of payment 10956.57. I googled it i see complaints. I agreed most of it. It easy to get money but interests waayy to high. Use it for built a 12x12 shed. Feb will be my last payment and pattin myself on my back. I expect 100 precent improvin credit history. I tried open website n nothing open. So that way i can check in. Loan number. 508****. Date note jan 12 2011. Borrower john p lewis.
Reason of review:
Problems with payment
Anonymous
Denied a loan appilication
On Sept 03,2013 I received a letter from Western sky Financial po box 370 Timberlake SD.57656 phone number (605) 865-****,that my loan application had been denied well folks I never applied for a loan if I cant pay for what I want in cash I wont buy it until I can pay for it outright.But I have spent 4 days calling your number either I get a busy singnal or the answering machine is off.And I know that I have never applied for a loan from your company HOW IN THE *** DID YOU GET ANY INFORMATION ABOUT ME!!!!
1 comment
Anonymous
Scam
I borrowed $1000 from western sky and they never told me about the pre paid fianance fee which was $500. Once you sign the document they place that amount on the loan. Most pay day loans you pay the fianance fee for the loan only. Western sky charges you a pre pay fianance fee on top of your loan and they interest for $1500 instead of $1000. On there commericals they also state a fraud advertisement. "this will help your credit score". they never reported any payments or loans on my account until i was late. Complete scam, go somewhere else and save yourself the trouble.
Loss:
$3000
4 comments
Anonymous
Bigggg Ripoff!!!
OH MY GOSH these people are worse than loan sharks!!They charged me 500 just to get a loan of 1000.00 plus they want 30% in terest because of high risk??Im not high risk my credit score was 640 not great but not that bad???Needless to sayI think these people should be condemned!Put out of business and have to pay back the people they prey on!!!They will someday have to answer for all of theyre rip-offs they have done to probably alot of other people.Cash call is another one who is affiliated with them somehow as my loan was sold to them
Loss:
$2300
10 comments
SHARRON S Vua
My Experience with Western Sky Loan
I totally believe that Western Sky loan is a scam. When I called they the did not give their name or identification number to verify that you are speaking with a license representative. All they ask me about was my income, the state I live in and my address. The person did not even confirm the information back to me!! and when I gave them my Social Security number, the person went to run my credit and the phone just hung up on me. Like WTF!!! He did not even ask for a telephone number. They are not even friendly at all when I called back they told me they would transfer me back to the person I was speaking with and it just went straight to voice mail. I need to call Help Me Howard
4 comments
Anonymous
Pressured Tactics!
I applied for a loan package and after careful review of the terms changed my mind. After approving me over the phone mailed me a denial letter that will be sent to the credit bureau. this is not right or fair to prey on someone when they really need the assistance. Plus to the rates are overly inflated so I decided to go to my local PLS store and take out a loan with much reasonable rates. Never agian will I use an online financial institute for things that need to be done in person. I learned the hard way but at least I learned my lesson.
Loss:
$1000
1 comment
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I just received a call from 866-783-**** on a Western Sky Loan from 2012. I called the number back that came up on my phone, which was a Charlotte NC number.
They are claiming that they are trying to deliver paperwork to me to appear in court. I told them that this loan went through my bankruptcy case which finalized February 2013.
They stated that they spoke to my attorney office and they had told Western Sky that this loan wasn't in the bankruptcy.I have now called my attorney's office in reference to this. Just waiting for a response back from them.
I received a phone call from persons claiming to have legal paperwork to be delivered to my home address a couple of days ago, in relation to a loan I took out from Western Sky in 2010. I found it very interesting that while they have my address from 7 years ago, they showed no interest in obtaining my current address.
The caller had the hardcase act down to a tee, and came across very professional.
The big problem here is that the State of GA won a lawsuit against Western Sky/Cash Call/Delbert Services earlier this year, and all loans sold to Georgia residents have been cancelled. I've been in touch with the attorney general's office, and am waiting to see if any such legal paperwork is delivered today - if so it will be faxed immediately to the AG's office.
This is happening to me too I get a call with a tough guy and he ntells me I am going to get served. I am going to follow up with my state and see if this is a scam or legitimate
I called this number saying that I owed this much money, but I told them to send me the paperwork, she had told me that I have the paperwork right here in from of her, she said what do you want to know, all I ask was send me the paperwork, then she said have a good day.